Building Credit For Our Students

One of the most exciting parts about growing up is becoming financially independent, but learning how to do so can be challenging. Building good credit is a must: It will help you qualify for loans, auto insurance, rental applications, cell phone plans and can even impact job prospects.  No worries, I have complied some tips for you to get started with.  

10 Guaranteed Ways For Students in College To BOOST Credit

👉🏽Become an authorized user on a parent’s account.

👉🏽Open up your own credit card.

👉🏽Get the right credit card for you.

👉🏽Use the credit card for occasional, small purchases.

👉🏽Avoid big-ticket buys, except in cases of emergency.

👉🏽Pay off your balance each month.

👉🏽Pay all of your other bills on time.

👉🏽Don’t co-sign for your friends.

👉🏽Do not apply for several credit cards at one time.

👉🏽Use student loans for education expenses only, and pay on time.